Envelope for banking use



Jul 12, 1960 H. M. WHITMAN 2,944,728

ENVELOPE FOR BANKING USE Filed July 13, 1959 I Y 2 Sheets-Sheet 1INVENTOR. H. M. WHITMAN July 12, 19 H. M. WHITMAN ENVELOPE FOR BANKINGUSE 2 Sheets$heet 2 Filed. July 13, 1959 INVENTOR. H. M. WHITMANITTORNG) United S a s p Harlan M. Whitman, Minneapolis, Minn.,'assign'orto Curtis 1000, Incorporated, St. Paul, Minn., a corporationofMinnesota Filed July l3, 1959,51". No, 826,530 f 4 Claims. or. 229-450This invention relates to mailing envelopes and more particularly toenvelopesfor use by banks to return bank statements, cancelled checks,etc. to depositors.

An object of primary importance of the invention is to provide anenvelope for the above purpose with means to retain an addressed bankstatement adjacent one end a p 2 ,944,728 1C pat nted July 12,1960

and address, is placed within a window .envelope so that the name andaddress may be visible through the window. Cancelled checks extendingsubstantially the full length of the envelopes without folding also areplaced in the envelope. As the folded height of the statement andidentification card is or maybe materially greater than the Width ofthechecks, means are required to prevent up and down movement of the checkswithin the envelope. Also thestatement must be prevented from' movementlaterally away from the window for its address.

The retaining of the statement, checks, etc. in their proper relativepositions is accomplished by the envelopes shown in the figures of thedrawing in which:

Fig. 1 is the inside surface of an unfolded blank of an envelope madeaccording to the present invention;

Fig. 2 is an envelope made from the blank shown in Fig. 1 before sealingand showing a statement and checks of the envelope and maintained inposition relative to a window opening formed in the front panel of theenvelope, the envelope also being adapted to retain a group of checks inposition lengthwise of the envelope andagainst vertical movement.

A featurethat enables the above object to be accomplished is that astrip of dry self-sealing latex or other gumming compositionispositioned on the inside surface in position within the envelope;

Fig. 3 shows an envelope made according to-the present invention withthe statement and checks inserted and the envelope sealed. ready formailing; and

Fig. 4 shows a slightly modified form of envelope,

' made according to the presentjinvention from a blank of the sealingflap, another strip of the samematerial .being positioned on the insidesurface of the'front panel above the free edge of the back panel afterfolding soithat sealing willbe effected by pressing the latexgummedstrip von the sealing flap into contact with the strip on theinner surface of the front panel.

' Another feature of unportance 1s that the gummed area "on theinside-surface of thesealing flap maybe of sufiicient width to contactand seal itself to'a gummed strip on the outside surface of the back.panel' adjacent its free edge in addition to the inner portion of thegummed area on the sealing flap being sealed to the gummed strip on theinside surface of the frontpanel.

Another object of the 1nvent1on,.1n a slightlyimodified i embodiment ofthe invention, is to provide an' area of standard gumming compositionrequiring moistening on the inside surface of the sealing flap, thisarea extending substantially the entire length of the flap, the innerportion orlarea'of the sealing flapv extending partially along the flapand being provided with a strip of self-sealing type gumming,'there alsobeing self-sealing gumming on the inner surface of thefront panel butnot on the outer surface of the back panel.

With the above and other objects in view, the-invention may include thefeatures of construction and operation.

set forth in the following specification and, illustrated in theaccompanying drawings.

'In the accompanying drawings annexed hereto and forming a part of thisspecification, I have shown the invention embodied in envelopes of usualbusiness form and adapted for particular forms of enclosures such as]-bank statements andchecks, but it will be understood that the inventionmay be otherwise embodied and that the drawings are not to be construedas defining or limiting the scope of the invention, the claims appendedto this specification being relied upon for that purpose.

In the processing of depositors. accounts by banks, increased use is nowbeing made of mechanical business machines and equipment, the resultbeing that typed statements are periodically mailed to depositors with atabulation of the deposits made and checks drawn. The depositorsidentification card, if such cards are'used, and the cancelled checksalso may be enclosed. The statement," folded to properly position thedepositors name shown in Fig. 1, after having been folded and the endaps gummed to the rear panel; r

In the above mentioned drawing there have been illustrated oneembodiment of the invention and a slightly modified formthereof whichare now deemed preferable, but it is to be understood that, changes andmodifications maybe made within the scope of the appended claims withoutdeparting fromthe spirit of the invention.

Referring more'in-d'etail to the figures of the drawing and first toFig. 1; it "will be seen that the blank from which the envelopes areformedis of generally conventional outline. .The central or front panel10 is provided with a window'12, the size and position of which aredetermined by the position of thename and address on the previouslyaddressed statement to be enclosed. .Extending from one side edge ofpanel 10 is a back panel .14, the width of which. is somewhat less thanthe height or widthlof the front panel 10.]. End flaps 16 extend fromopposite ends of the central panel 10 and from the side usual manner. Inthis operation the gum used on the end portions of the back panel'14 isor may be conventional and adhere directly to the ungummed end flaps 16.

With the back panel gummed to the end flaps in'the embodiment of theinvention shown in Figs. 1, 2 and 3, self-sealing dry gumming is appliedas shown at 20 to the inside surface of the sealing flap. Similarself-sealing gumming'ZZ is applied to the free edge of the outer surfaceof the back panel 14 and, as shown at 24, to the inside surface of thefront panel 10 above the free edge of the back panel. 14. The width ofthe strip'20 of-the self-sealing gumming applied to the inner surface ofthe sealing flap 18 is of sufficient width to cover ample areas.

. gummingon the back panel 14, the inner portion of area 20 sealing withthe strip 24 on the inner surface of the front panel 10.

If preferred, two adjacent narrow strips of self-sealing gummed areas onthe sealing flap 18 may be substituted for the single wide strip. Thisis indicated by the dotted lines extending through area 20 in Fig. 2.

A characteristic feature of this dry self-sealing composition is that itwilladhere only to the same material These dry self-sealing gummed surenvelope. The gummed strip 24 on the inside surface of the front panel10 adheres to the inner portion of the gummed strip 20, on the sealingflap 18. The adhering together of these two surfaces 20 and 24 dividesthe space within the envelope into compartments, one at one end of theenvelope for the statement 26, the other extending the full length ofthe envelope for the checks 28. The statement 26, folded to extend theentire width or height of the envelope cannot move laterally by reasonof the gumming applied to the free portion of the inner surface of thefront panel 10 adhering to the gumming on the sealing flap 18. Thechecks 28, extending the full length of the envelope, cannot move upwardfor the same reason. The dry self-sealing gummed areas do not adhere tothe statement 26 or to the checks 28. The outer portion of strip 24) ofgurnming on the sealing flap 18 adheres However, the sealing flap hastwo strips of gumming, 3t)

and 32, the inner one 32 being of the self-sealing type which adheres onpressure to the gummed strip 34 on the inner surface of the front panel.The outer strip on the sealing flap is of conventional type which afterbeing moistened will adhere to an ungummed area 36 on the outer surfaceof the back panel 14. The only areas of self-sealing gum in thismodified form of the invention are the inner area '32 on the sealingflap 18 and area 34 of the inner surface of the front panel 10. Theouter strip 30 of gumming on the sealing flap 18 in this modified form,and on the opposite ends of back panel 14. are of the conventionalgur'nming. The sealing of this modified 4 edge of said front panel andextending when folded over a portionof said back panel, an area of. drysealing com: position on said sealing flap, and an area of similarsealing composition on the inside surface of the front panel above theedge of said back panel, whereby when said sealing flap is folded saidareas of gumming are adapted for sealing contact throughout their gummedareas.

2. A banking envelope comprising a front panel, a back panel,'end flapsfor sealing the ends of said panels together, asealing flap extendingfrom the long edge of said front panel and, extending when folded over aportion of said back panel, a wide area of dry-sealing com positiononsaid sealing flap, areas of similar sealing composition on saidbackpanel and on the inside surface of the front panel above the edge ofsaid back panel, whereby When said sealing flap is folded said gummedarea on said sealing flap is in sealing contact with the gummed areas onsaid back panel and inside surface of said front panel.

3. A banking envelope comprising a front panel, a back panel, end flapsfor sealing the ends of said panels together, a sealing flap gummedalong the free edge of its inner surface andextending from the long edgeof said front panel and adapted when folded to extend over a portion ofsaid back panel, an area of dry sealing composition on an intermediateportion of said sealing flap, an area of similar sealing composition onthe inside surface of the front panel above the edge of the back paneland an area of similar sealing composition along the free edge of saidback panel, whereby when said sealing flap is folded said gummed area onsaid'sealing flap is in sealing contact with the gummed areason saidback panel and inside surface of said front panel. 7

4. A banking envelope, comprising a front panel, a 7

' tion of said back panel, a wide area of dry sealing comform ofenvelope therefore requires moistening of the gurnming 30 in theconventional manner.

position on the inner surface of said sealing flap, areas of similarsealing composition on the outside surface of said back panel and on theinside surface of thetfront panel above the edge of the back panel,whereby when said sealing flap is folded a portion of said area on saidsealing flap will contact the gummed area on said back panel and anotherportion thereof will contact the gummed area on the inside surfaceofsaid front panel.

References Cited in thefile of this, patent UNITED STATES PATENTS902,375 Cheape Oct. 27, 1908 2,066,495 Swift Ian. 5, 1937 2,209,601Heywood July 30, 1940

